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What Are Futures?

Standardised contracts to buy or sell an asset at a defined price on a defined future date.

WellingtonCDFS Editorial August 3, 2026 1 min read
What Are Futures?

Definition

A futures contract is a standardised agreement traded on an exchange to buy or sell a specific quantity of an underlying asset at a predetermined price and date. Futures are used by traders for speculation and by businesses for hedging.

Standardisation

  • Contract size (e.g., 100 barrels for WTI crude micro)
  • Tick size and value
  • Expiration months (e.g., quarterly)
  • Delivery vs cash settlement

Common Futures Markets

  • Equity index futures (ES, NQ)
  • Metals (GC gold, SI silver)
  • Energy (CL crude, NG natural gas)
  • Agricultural (corn, wheat)
  • Currencies and rates

Why Use Futures

  • Deep liquidity
  • Regulated central counterparty
  • Transparent pricing
  • Efficient short selling

Risks

Futures are leveraged instruments and can move very fast. Overnight gaps, session breaks and margin calls are all part of the landscape.

Key Takeaways

  • Futures are exchange-traded, standardised leveraged contracts.
  • They serve both speculation and hedging.
  • Understand contract specifications and expiration before trading.