Home/Knowledge Hub/Articles/Building a Risk Management Plan
Knowledge Hub
Articles

Building a Risk Management Plan

The single document that determines whether you survive long enough to become skilled.

WellingtonCDFS Editorial August 3, 2026 1 min read
Building a Risk Management Plan

What It Contains

  • Max risk per trade (% of equity)
  • Max daily loss
  • Max weekly loss
  • Max open trades
  • Correlation limits
  • Rules for adding to positions
  • Rules for reducing after losses / adding after wins
  • News handling
  • Position sizing formula

Why It Comes First

Without a plan, any single bad day can end your trading career. With one, you can survive drawdowns that many others cannot.

Reviewing the Plan

  • Monthly at minimum
  • After every drawdown greater than X%
  • When market regime changes (e.g., low-vol → high-vol)

Common Mistakes

  • Skipping the daily loss limit
  • Increasing size on tilt
  • Adjusting rules mid-trade

Key Takeaways

  • The plan should be written before you trade, and revised only outside the market.
  • Small controlled losses are the fuel of long-term returns.
  • Consistency of rule-following is more valuable than optimising the rules.